Your Essential Business OS

Accounting and financial
software to power your business

Introducing the ScaleFactor Visa Card

Separate Cards for Separate Activities

Ditch the floating company card and the lack of accountability that it brings. Issue virtual cards and change spending limits on the spot.

See Spending As It Happens

We’re eliminating the lag time between transactions hitting your accounting file. See your card transactions natively integrated in your ScaleFactor books within minutes.

Control Spending

Make it impossible for employees or vendors to overspend. Change spending limits and freeze or deactivate cards at the touch of a button.

Did we mention the ScaleFactor Card offers 1% cash back and is totally free to use with on-time payments? It’s true!

Simplify Expense Reporting

Employees can upload receipts, and you can approve them—all within the ScaleFactor mobile app.

Your Personal Credit Protected

For business owners concerned about their personal credit, rest easy. Unlike most card options, the ScaleFactor Visa does not impact your personal credit score.

Pay Bills With Confidence

Set it and forget it. Create vendor-specific virtual cards for those recurring bills that you don’t need to approve month after month.

Who We Are

Managing Your Business Finances is a Lot—Do It All With ScaleFactor

We’re always on, always up-to-date. An automated bookkeeping solution at its core, ScaleFactor brings all of your company’s important financial information into one place—starting with day-to-day transactions. 

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Our AI-powered software categorizes your financial transactions in real time, connecting both to your bank accounts and your accounting file.

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Send invoices and collect payments through ScaleFactor. Set automatic reminders and forget about tedious follow up.

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Bill Payment

Upload bills through the mobile app and pay your vendors in no time.

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Run payroll and make adjustments on the run.

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Never miss a tax deadline with ScaleFactor’s compliance calendar. Use those clean books to make tax filing easier than ever.

With everything you need to run your business at your fingertips, spend less time organizing your finances and more time putting that data to use.

Who We Work With

ScaleFactor Integrates With Your Business Software

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Your Bottom Line is Our Top Priority

ScaleFactor analyzes your business finances in real time, alerting you to important insights as soon as they surface. 

A custom dashboard allows you to track the metrics that matter most to your business—24 hours a day, anywhere in the world. And your traditional financial reports are available on demand, delivered within days of the month’s close.

There’s power in your books. With ScaleFactor, you don’t need to be an accountant to unlock it. With easy-to-understand reports and insights, run your business with confidence. 

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What Customers Are Saying

ScaleFactor really helped us streamline our back office, leveraging world-class technology products to do that.”

Paige, CEO & Founder
Will Reed

Why Businesses Turn To ScaleFactor

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Always On

Always know where you stand and make decisions based on accurate, up-to-date financial information. Access your books 24/7 from your phone or desktop.

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#1 Priority

We’re obsessed with your success, and our system is always working for you. Every feature was built with you, the business owner, in mind.

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Optimize Cash Flow

Our system is constantly looking for ways to save you money and optimize cash flow. We’ll alert you with suggestions and opportunities to improve.

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Rest easy knowing that your OS is always on and will alert you to any potential issues with your books.

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Power of Patterns

We’ve seen it all. Our system recognizes patterns and alerts you to what’s coming down the pike. Don’t lose sleep over your finances. ScaleFactor never rests.

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Assurance of Accuracy

With ScaleFactor, you have full transparency into your books and can rest assured that your financials are in order.

As Seen In

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See What’s New on the ScaleFactor Blog